All your money. One clear picture.
Your bank accounts, home, car, investments, retirement funds and loans are spread across different places. Julula brings them together, so you can see your net worth and how it changes over time.
Julula is in private early access.
Get early access
Leave your email address and we'll let you know when you can join.
See where you really stand
Track your net worth over time
- Everything in one place. What you own and what you owe, side by side, with your net worth worked out for you.
- See how it changes. Your net worth month by month, with the change over the last 12 months.
- Private, no bank logins. You add your own figures. Julula never asks for your banking passwords.
Three simple steps
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Add what you own and owe
Your home, car, savings, investments, retirement funds, bond, car finance and cards. It takes a few minutes.
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Update your values now and then
Monthly is ideal. A quick update keeps the picture current.
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Watch the trend
See your net worth over time, and where your wealth really sits.
Everything you own and owe, together
- Property
- Vehicles
- Investments
- Retirement funds
- Cash and savings
- Home loans
- Vehicle finance
- Credit cards
- Personal loans
What's coming next
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Coming soon
Retirement planning
See whether your savings are on track for the retirement you want.
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Coming soon
Debt planner
See which loan to pay off first, and how much sooner you could be debt-free.
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Coming soon
Statement reading
Upload a statement and let Julula fill in the figures for you to check.
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Coming soon
Legacy access
Choose someone you trust to see your financial picture if they ever need to.
Free while in early access
Julula is free while it's in early access. Julula Plus, with more tools for planning ahead, is coming later.
Built by two brothers
We're two brothers who wanted one clear view of our own money, so we built it. Julula is the tool we use ourselves, and we're building it carefully, one step at a time.
Questions
What is net worth?
Everything you own (your home, car, savings, investments and retirement funds) minus everything you owe (your bond, car finance, credit cards and other loans). It's the clearest single measure of where you stand financially, and watching it over time shows whether you're moving forward.
How is Julula different from a budgeting app?
Budgeting apps track what you spend each month. Julula looks at the bigger picture: what you own, what you owe, and how your net worth changes over months and years.
Do I need to link my bank account?
No. You add your own figures, so Julula never needs your banking logins. Updating your values takes a few minutes.
Which currencies does Julula support?
You choose one main currency when you start, and all your figures are shown in it. Support for accounts in more than one currency is coming.
Is Julula free?
Yes, Julula is free while it's in early access. Julula Plus, with more planning tools, is coming later.
Who can see my data?
Your figures are linked to your own sign-in, and other users can't see them. We don't share them with anyone, and we never sell your personal details.
Do I need to give personal details?
Very few. Julula never asks for your ID number, bank account numbers or banking logins. You need a working email address so we can send your sign-in codes, plus a first name (a nickname is fine) and your country. You can name your accounts however you like, e.g. "My house" instead of an address, or "Savings" instead of a bank account number.
How often should I update my figures?
Once a month works well. Some values, like your home or car, only need an update now and then.